Here at CLEVR Money, we take a great deal of pride in offering exactly what our members need. In many cases, this means a secure and easy way to save for those unexpected expenses or big one-off costs. But we know that, no matter how hard you try, saving sometimes simply isn’t enough. That’s why we’re happy to offer easy loans for members who need to borrow money quickly and affordably.
When we call our loans “easy” we’re talking about lots of different things. First and foremost, our easy loans are quick and simple to apply for. Once you become a member of CLEVR Money you can fill in an application for one of our loans online in a matter of minutes.
We provide easy loans for everything from an unexpected car breakdown to a holiday or even a new kitchen, or simply just to help spread the cost of a bill. Once you’ve given us the information we need to deal with an application for one of our easy loans we’ll do all the hard work, processing your information as quickly as possible and letting you know as soon as we reach a decision.
If you do need any help with the application it’s easy to contact our team and ask for advice. We’re a friendly bunch and treat each of our members as an individual, so we’re only too happy to offer advice to make sure that members can access the easy loans that will make all the difference.
The other reason we call them easy loans is because we’re an ethical lender. This means that our easy loans are responsible loans, offered by a not-for-profit organisation, with interest rates kept fair. Our members can take out our easy loans safe in the knowledge that they won’t face early repayment fees or hidden charges, and that we’ll work with each individual member to come up with a repayment plan which is easy to understand and affordable.
Any member taking out one of our loans will know exactly how much each regular repayment will be and – more importantly – how much they will be repaying in total. Our easy loans don’t just offer a quick and simple way of accessing the extra money you need in the here and now, they also offer peace of mind in the long term, as member know that they are paying back to people who have their interests and the well-being of the local community at heart.
Once one of our loans has been approved the money will be transferred into your account, leaving you free to spend it as you wish. Perhaps the most important thing to remember about our easy loans is that they’ve been designed to make life for our members as easy as possible, from application all the way through to repayment.
Representative example. Borrowing £600 over 12 months requires repayments of £60.28pcm. Total amount repayable £723.36 including interest at 42.6% Representative APR, Annual interest rate (fixed) 36%. The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status