Our Personal Loans range from £200-£15,000 are a flexible and affordable way to borrow money.
Our members have found that it can often be cheaper to take out a Personal Loan, compared to using alternative forms of borrowing such as credit cards or payday loans. We are happy to consider personal loans for a wide range of purposes, from buying new school uniforms, to paying an expensive bill!
With every personal loan from CLEVR Money we make sure you understand exactly how much you’ll be paying back every month and what the total interest charge will be.
We charge fair interest rates and we work with you to set up a payment plan which we know you can afford. In addition to this, we work in a completely transparent manner, meaning you can be certain that there are no hidden fees, no set-up charges and no penalties if you’re able to pay the personal loan back ahead of schedule.
Once you’ve provided all the information we’ve asked for, we’ll process your application as quickly as we can. If we approve a loan, the funds will be transferred to your account, putting you in the extremely enjoyable position of having genuine choice, of being able to go out and pay for the items you need, safe in the knowledge that you can easily afford them.
Apply for a personal loan online or, if you want to have a chat about our loans before applying, give our lending team a call on 01253 478390.
How much you may be able to borrow
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
In order to apply for a Personal Loan you must:
- Live or work within our Common Bond area
- Be at least 18 years old
You must not:
- Be bankrupt, in a DRO or IVA
- Have had any outstanding CCJs within the last 24 months
- Have missed any repayments on credit within the last 6 months
- Have had any defaults within the last 12 months
- Have arrears on a credit union loan