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The account that gives you access to the Credit Unions services

All members of the credit union must have a Membership Account. By opening a Membership Account you gain access to all of the benefits of saving with the credit union. So whether you’re a regular saver, an occasional saver or even looking to save through payroll deduction, save with CLEVR Money and keep our money working for us in the community.


  • Access to affordable loans
  • Easy access to your savings
  • Dividend bearing account (subject to credit union performance)
  • Minimum balance of £5

By saving in the Membership account, you gain access to the following benefits:

  • Free to join
  • Easy access to your savings
  • Pay in by payroll deduction, direct debit, standing order or direct from your benefits
  • Dividend bearing account (subject to credit union performance)
  • Access to affordable loans at bank-beating interest rates
  • Keeps our money working for us here in the Fylde Coast

Applying for membership with CLEVR Money is easy, just follow these simple steps:

  • Check that you meet our common bond criteria.
  • Then complete the online application to join as a member.

Please note that a deposit of £5.00 via debit card is required before your account can be opened, if you are not saving via payroll deduction.
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  • Membership of CLEVR Money is open to anyone covered by the common bond stated in the Rules of the Credit Union available on our web site or from the office on request.
  • To open a membership account you must be 18 years of age or over.
  • A minimum of £5 must be maintained in your membership account at all times.
  • Savings into your membership accounts may be made by payroll deductions, cheque, debit card, direct debit, standing order, bank transfer or direct benefits payment.
  • Cheques must be made payable to Blackpool, Fylde & Wyre Credit Union and have your membership number on the reverse.
  • Savings made by direct debit may take between 3/5 working days to reach the Credit Union and be credited to your account.
  • Cheques credited to a members account may take up to 10 working days before funds are cleared and you are able to draw down money deposited in this way.
  • Savings through payroll deductions will be credited to your account on the date that the funds are received from your employer.
  • You can change your regular savings amount in branch or by contacting the office.

Read our full Membership Terms and Conditions to find out more about Withdrawals, Charges, Dividends and other terms and conditions relating to your membership.

Savings Accounts

Our savings products at a glance

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Christmas Saver Account

A dedicated savings account to help you save for the big day

Second Saver Account

Save for something special

Junior Saver Account

Savings accounts for under 16s

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