full size bfw_savings_slider-christmassaver

Savings for a happier Christmas

With the Christmas Saver Account, members can choose to save extra money into a dedicated account to be sure their money is there when they need it. Our Christmas Saver Accounts are locked through the year so that you can’t be tempted to dip into your savings. They unlock between 1st November and 24th December for that Christmas shopping spree!


  • Account is locked during the year to build up your savings
  • Withdraw from the account between November 1st and December 24th
  • Dividend bearing account (subject to credit union performance)
  • No minimum balance

By saving in the Christmas Saver Account, you gain access to the following benefits:


  • Limited access to your savings (1st November - last working day before Christmas)
  • Pay in by payroll deduction, direct debit, standing order or direct from your benefits
  • Dividend bearing account (subject to credit union performance)

The Christmas account is available exclusively for existing members of CLEVR Money.

If you would like to open this account, but are not currently a member, please apply for membership online now.

Existing members can apply for this product in branch or by emailing the office.



  • A member of CLEVR MONEY can open up a Christmas Savings Account with CLEVR Money at any time by contacting the office.
  • To apply for a Christmas Saver Account, an individual must have a standard membership account with CLEVR Money.
  • The account is unlocked allowing you to withdraw your Christmas savings between the first working day in November and the last working day before Christmas using the usual withdrawal methods.

Read our full Membership Terms and Conditions to find out more about Withdrawals, Charges, Dividends and other terms and conditions relating to your membership.

Savings Accounts

Our savings products at a glance

Membership Accounts

The account that gives you access to the Credit Unions services

Second Saver Account

Save for something special

Junior Saver Account

Savings accounts for under 16s

Scroll to Top