For some people, the warmer weather and bank holidays mean a chance to put their feet up, do a bit of sunbathing or catch up on a box set. For others, the time off work provides the perfect opportunity to get on with some home improvements. If that sounds more like you, and the August bank holiday means working on transforming your home, then a CLEVR Money renovation loan could be just what you’re looking for.
When you take out a renovation loan with us it’s entirely up to you to decide how much you want to ask for. One person might think of a renovation loan for doing some decorating, while another might be considering knocking out some walls to revamp their home completely. When you take out a renovation loan with the credit union you can ask for just the right amount to do the work you’ve got planned, rather than having to take more or less just to fit a set of pre-determined criteria.
Taking out a CLEVR Money renovation loan puts the purchasing power firmly in your hands. If you’re opting to modernise a kitchen or bathroom then you may need to invest in some larger items or appliances. When you take out a renovation loan you’ll have the money to be able to shop around and find the best price possible. Rather than having to put up with the higher interest rates sometimes offered by in-store credit arrangements, you’ll have the ability to pay up front, and the chance to haggle over the final price.
You’ll also have the peace of mind of knowing that you’ve borrowed your renovation loan from an ethical lender. Being a community-based not-for-profit organisation, CLEVR Money has the freedom to genuinely care about its members. We don’t hike interest rates or apply fees so we can pay big bonuses to executives or to drive up a share price. We are owned by our members and we provide loans to help our members improve their lives. Any money we do generate is put back into the local community and shared between members.
The fact that we don’t chase profits means that a renovation loan from us will be offered at the fairest interest rate possible. Not only is the rate fair, but we also don’t put any hidden charges or extra fees in the small print. When you take out a renovation loan with us you’ll know exactly how much you’ll be paying back and what each individual repayment will be.
We won’t lend you any more money than we think you can pay back, and we’ll create a repayment plan that you’ll be able to handle without becoming stressed. Once you’ve given us the information we need we’ll reach a decision as quickly as possible. If your renovation loan is approved, the money will be transferred directly to your bank, leaving you free to concentrate on making the most of the bank holiday weekend and making your home the best it can be.