A key part of our service is providing a quick loan application for our members, because we know that sometimes time is of the essence. All too often, however, the requirement to borrow money quickly results in people having to pay higher interest rates or extra fees and charges for the privilege, but that’s not how we do things at CLEVR Money.
We know a quick loan application could make all the difference to a member facing an emergency appliance replacement (that fridge freezer or washing machine always fails at the wrong time!) or an expensive car repair, but it can also be used for more pleasant purposes.
If you want to book a summer holiday and you’re looking for a bargain – and let’s face it, who isn’t looking for a bargain – then it can be extremely useful to have the cash available in your account, ready to snap up any last minute deals or haggle from the position of being able to pay in full up front.
A quick loan application means two things. First, the application process itself is simple and straightforward. Click a few buttons on our website and provide some basic information. We process your application as quickly as we can, usually within a day or so. We confess, this may take slightly longer at busier times of the year such as Christmas, but that’s because we deal with each application individually ensuring a personal level of service for our members. Then, once the application has been approved, the money is transferred into your account, leaving you free to book that summer getaway you’ve set your heart on for you and your family.
Despite offering a quick loan application service we don’t cut any corners. We’ll never lend more than you can afford to pay back, and we’ll work with you to set up a repayment plan that’s clear and affordable. We’re an ethical lender, which means that our quick loan application service is provided on a responsible basis by a not-for-profit organisation. As a credit union, we’re not driven by chasing profit so we can keep interest rates fair. What you see is what you get when you make a quick loan application with us, and you can spend it with total peace of mind.
Like everything else we do, our quick loan application service is designed to benefit our members and the wider community, and to make it easier to budget for things like summer holidays. We think our members deserve a summer break and a change of scene as much as anyone else, and our quick loan application service can make that happen.
Representative example. Borrowing £6,000 over 60 months requires repayments of £124.87pcm. Total amount repayable £7,492.20 including interest at 9.5% Representative APR, Annual interest rate (fixed) 9.1%. The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status