If you live in the Preston area and need to borrow money there are several options open to you; these range from the more traditional lenders such as the well-known high street banks, to the high-interest ‘easy’ loans of Preston’s payday lenders.
Here at CLEVR Money, we understand why people might be tempted to use the service offered by companies like payday lenders in Preston. We know how hard it can be to save enough money to pay for those big purchases like replacing a car or redecorating the house. And those unexpected one-off expenses such as vet bills or getting a washing machine repaired are often enough to disrupt the finances of the average family. By offering loans to people who might have been turned down elsewhere, payday lenders in Preston might seem like the ideal solution, but we think that CLEVR Money offers a better option for a number of reasons.
First of all, we’re an ethical lender which means that, unlike payday lenders in Preston, we operate on a not for profit basis. This means that our priority is to help our members sort out their finances, and any money we do make is invested back into the community via fair ethical loans designed to improve the lives of our members.
In contrast to payday lenders in Preston, we always work to keep our interest rates as low as possible. We understand that our members might have found themselves with a poor credit rating for any number of reasons. In some cases, it could be down to a period of financial difficulty some time ago, while for others it could just be they’ve never had a credit card or a loan before. Whatever the reason, we don’t think that our members should be penalised with eye-wateringly high interest rates because of their credit rating. Our personal service means we speak directly to every member about what they can borrow and realistically pay back, and help them to rebuild their poor credit rating.
As well as keeping our interest rates as low as possible, our commitment to ethical lending means that we operate in a completely transparent manner. There are never any hidden fees and charges in the small print. We treat every member as an individual in their own right and, whether they need cash to cover an unexpected bill, or to invest in a major renovation of their home, we’ll tailor a package which fits the bill and can be repaid without anyone having to lose any sleep. If you’d like to learn more about CLEVR Money, and the alternative we offer to payday lenders in Preston, then please get in touch with us. We’ll explain the process of becoming a member and arranging a loan, and if you make an application we’ll work to process it as quickly as possible.