It used to be the case that you could probably get away with not thinking about Christmas until at least after Bonfire Night. If you spend any time at all out shopping in the UK at the moment, however, you’ll realise this is no longer the case. Tinsel, crackers and baubles are already on sale and the lists of must-have kids toys are being produced, even though they haven’t been back at school that long. If you’ve got kids of your own then the thought of everything you have to buy between now and December 25th is probably enough to convince you that you might well need a Christmas loan.
It’s not just about toys, of course. You might need a Christmas loan just to cover the cost of the extra food and drink you need at this time of year, or to redecorate the house a bit in time for relatives coming to stay. If you’ve got kids expecting treats from Father Christmas, however, then even being able to cover expenses like these can still mean you need a Christmas loan.
The days when you could get by with a tangerine, a spinning top and a handful of nuts are long gone and, in fact, they probably never really existed – except in storybooks and the tales your granny tells after a few glasses of sherry. Kids today watch TV, flip through catalogues and even go online, so they’re well aware of all the fantastic toys that are out there.
One thing which all of these gifts, and many of the others your kids will be asking for, have in common is that they come with a pretty hefty price tag. The actual cost can vary across retailers, of course, but there’s no getting away from the fact that the final bill, especially if you’ve got two or three kids, is likely to be pretty steep. That’s why people often resort to paying extremely high-interest rates from high street shops offering credit on goods like toys, but if you need a Christmas loan of this kind, then CLEVR Money is a much better choice.
We’re an ethical lender, which means we work on a not-for-profit basis. Our members can take out loans with interest rates which are as fair and affordable as possible, with no hidden fees or extra charges buried in the small print. If you need a Christmas loan from CLEVR Money we’ll create a repayment plan that we know you’ll be able to meet. If you need a Christmas loan and would like to learn more, then get in touch with CLEVR Money today.