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We know how difficult it can be if an essential appliance breaks and how quickly you want to get a replacement installed. Some stores offer expensive in-store finance as an option, which can help get the item into your home quickly, but costs a lot more than the sticker price.

This is why we have created our white goods loan. We charge fair interest rates on a white goods loan to everyone who takes one out with us and we work with you to set up a payment plan which we know you can afford.

In addition to this, we work in a completely transparent manner, meaning you can be certain that there are no hidden fees, no set-up charges and no penalties if you’re able to pay the white goods loan back ahead of schedule.

Once you’ve provided all the information we’ve asked for, we’ll process your application as quickly as we can. If we approve a loan, the funds will be transferred to your account, putting you in the extremely enjoyable position of having genuine choice, of being able to go out and buy the items you need, safe in the knowledge that you can easily afford them.

If you want to have a chat about our loans before applying, give our lending team a call on 01253 478390.

How much you may be able to borrow

I’d like to borrow over a period of months
Representative-APR42.6%
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

In order to apply for a White Goods Loan you must:

  • Live or work within our Common Bond area
  • Be at least 18 years old

You must not:

  • Be bankrupt, in a DRO or IVA
  • Have had any outstanding CCJs within the last 24 months
  • Have missed any repayments on credit within the last 6 months
  • Have had any defaults within the last 12 months
  • Have arrears on a credit union loan
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