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Click on APPLY NOW
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Select "Yes" to the question "Are you applying for a £500 No Credit Check Family Loan?"
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Continue filling the form and Submit.
Learn more
Representative example: Borrowing £500 over 12 months will cost £50.23 per month. Total amount repayable is £602.76 which includes interest at 42.6% APR.
Affordability checks apply. Loans are subject to status. Terms and Conditions apply.
Do not apply if you are considering, or are in an IVA, DRO, DMP or Bankrupt.
Affordable Personal Loans Tailored for You
At CLEVR Money, we understand that financial challenges can arise unexpectedly. As a member-owned community focused credit union, we offer fair and affordable personal loans designed to meet your needs, even if you have a less-than-perfect credit history.
Loan Calculator
Borrow min £500, max £15,000
Pay over min 6 months, max 60 months
Loan Amount
£
Duration
months
Representative Example
Monthly Payment
£
50.23
Representative APR
42.6%
Loan Amount
£
500
Total Repayable
£
602.76
Duration
12
months
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
Why Choose CLEVR Money?
Competitive Interest Rates: Our not-for-profit model allows us to offer low interest rates, making repayments manageable.
No Hidden Fees: Enjoy peace of mind with no setup costs, arrangement fees, or early repayment penalties.
Flexible Loan Amounts: Borrow between £200 and £15,000, repayable over 3 to 60 months, tailored to your financial situation.
Easy Repayment Methods: As a specialist lender, we know traditional direct debit payments don't work for everyone. We offer Child Benefit payments as a popular repayment method, and Payroll Deduction for over 60 companies.
Eligibility to borrow with CLEVR Money
This information is generic and other criteria will apply depending on the loan applied for.
To apply for a personal loan with CLEVR Money, you must be:
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At least 18 years old.
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A UK resident.
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Have a UK bank account.
Do not apply if:
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You are considering, or are in an IVA, DRO, DMP or Bankrupt.
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We have declined an application from you within the last 3 months.
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You have a loan with CLEVR Money and it is in arrears or default.
You are less likely to be accepted if you:
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Have arrears on a credit union loan.
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Have had any outstanding CCJs within the last 24 months.
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Have missed any repayments on credit within the last 6 months.
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Have had any defaults within the last 12 months.
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Affordability checks apply to all loan applications.
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All loans are subject to status.
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Terms and Conditions apply.
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Applications may be subject to a hard credit check, with the exception of the £500 Family Loan product.
CLEVR Money is a direct lender.
What do you need the loan for?
Whether you need a loan to cover an emergency expense such as a car repair, or something more enjoyable such as your summer holiday, we are here to help. We are proud to offer fair and affordable borrowing rates.
No set-up costs
No arrangement fees
No early repayment penalties
Funeral loan | White goods loan | Rent bond loan |
Payroll partner holiday loan | Payroll partner personal loan | Wedding loan |
Family booster loan | Family loan plus | Payroll partner car loan |
Christmas loan | Back to school loan | Doorstep replacement loan |
Bicycle loan | New baby loan | Holiday loan |
Debt consolidation loan | Home improvement loan | Top up loan (members only) |
Personal loan | Car repair loan | New car loan |
Our Loan Products
We offer a variety of loan options to suit your specific needs:
Family Loan: Borrow £500, repaid via Child Benefit, with no credit check required.
Back to School Loan: Get ready for the new school year with this £500 no credit check loan, repayable via Child Benefit.
Debt Consolidation Loan: Simplify your finances by consolidating multiple debts into a single, manageable repayment.
Home Improvement Loan: Finance your home projects with our affordable rates.
Car Loan: Purchase a new or used vehicle with confidence.
Holiday Loan: Plan your dream getaway without financial stress.
Christmas Loan: Decorations, gifts, food - it soon adds up! Our Christmas loan helps to spread the cost of the Christmas season with manageable repayments.