doorstep replacement loan

Helping customers of doorstep lenders with an ethical alternative

Speak with our friendly lending team call 01253 478390

Apply for a loan online

Eligibility criteria

Loan terms & conditions

Membership terms and conditions

*Representative example.

Borrowing £500 over 10 months will require repayments of £58.62 per month. Total amount repayable is £586.20 which includes interest at 42.6% Representative APR, Annual interest rate 36.0%

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

We are aware that a large finance company has closed its doorstep lending operation, and whilst we welcome this news, we know that this will leave many thousands of people in limbo and at risk of racking up even more debt with online Payday lenders or even turning to illegal loan sharks.

We understand that the customer base of a doorstep lender is mainly people who don’t have access to alternative credit and may not realise that the credit union has vast experience with this and has helped many customers of doorstep lenders over the years.

We lend responsibly, and we offer loans specifically to help with buying school uniforms or paying for car repairs or replacement white goods for example, with affordable repayment plans.

We offer small loans from £200 to help with Christmas and birthdays, and large loans up to £15,000 to pay off many years’ worth of debt.

We are a community focused organisation, a not-for-profit credit union, where a team of genuine, friendly and approachable underwriters really do want to help. We exist to help people avoid financial difficulty.

If you would like to discuss how our loans may assist, get in touch with any of our loans officers, Kenny, Michelle or our Lending Manager, Anthony to see how we can help on 01253 478390.

As with every loan from CLEVR Money, we make sure you understand exactly how much you’ll be paying back every month and what the total interest charge will be.

We charge fair interest rates and work with you to set up a payment plan which we know you can afford.

We work in a completely transparent manner, meaning you can be certain that there are no hidden fees, no set-up charges and no penalties if you’re able to pay the loan back ahead of schedule.


If you want to have a chat about our loans before applying, give our friendly lending team a call on 01253 478390.

Scroll to Top