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How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

Take Control With a Debt Consolidation Loan

No matter how much you try to save to afford those unexpected expenses, there’s no getting away from the fact that you might have to borrow money from time to time. During an era when prices seem to grow faster than wages it can be hard to put aside the cash for things like car repairs, replacing kitchen appliances and school uniforms. Borrowing money as the need arises can often lead to having to juggle a number of repayment plans, but debt consolidation can provide the answer to this problem.

Debt consolidation consists of taking out one loan, which covers all of your current debts, turning multiple repayments into just one. The problems caused by having to make a number of repayments every month – to a bank, credit card, catalogue company and doorstep lender, for example – are numerous. Keeping track of when payments are due, how much you have to actually pay and how much is left on the loan can be incredibly difficult, and making a mistake can lead to a spiral of more debt.

Debt consolidation can make matters simpler, and arranging your loan with CLEVR Money means the added advantage of dealing with an ethical lender.

Some of our members have larger credit card and payday loan debt, often with extremely high interest rates. Consolidating these loans with an ethical credit union debt consolidation loan can make life much easier.

There are numerous reasons why we call ourselves an ethical lender, but perhaps the most important is the fact that we work on a not for profit basis. We don’t have to bring in money to pay shareholders or fund executive bonus payments, so we can concentrate on helping our account holders. We do this by keeping interest rates on our debt consolidation loans fair and we can guarantee there won’t be any early repayment charges hidden in the small print.

Struggling with multiple large debts, such as bank loans and car loans can cause stress and complicate life. That's why we offer debt consolidation loans up to £15,000 which can be taken over a period of up to 5 years at an affordable interest rate.

We pride ourselves on dealing with account holders as individuals. When you come to us for a debt consolidation loan we’ll only ever lend an amount we think you can afford to pay back, at a rate which won’t leave you struggling elsewhere in your life. Once you’ve given us all of the information we need, we’ll process your application swiftly.

We pride ourselves on providing an ethical, useful and convenient service for our account holders. A debt consolidation loan from us will enable you to simplify your finances and take firm control of the amount of money that you’re paying out every month.


Here at CLEVR Money we pride ourselves on offering ethical Debt Consolidation loans for our areaWith no set-up costs, no arrangement fees, no early repayment penalties, our loans should make us your first call for Debt Consolidation.


To discuss our debt consolidation loans with a member of our lending team call us today on 01253 478390

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