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Already have a loan with CLEVR Money? Did you know that you may be able to top up your existing loan or take out an additional loan?

We realise that our members financial needs are ever changing and the need for further finance can occur. That is why we can offer affordable top up loans and additional loans for members that currently have a loan with us.

What does it mean?

Top up loans

Topping up your loan works by consolidating your existing loan with a new one. The new loan will cover the existing balance plus the additional money that you want to borrow.

For example, if you borrowed £1,000 and owe £500 and want to 'top up' back to £1,000 then you would open a new loan for £1,000 pay back the old loan and you would receive the remaining amount of £500

Additional loans

Taking out an additional loan is simply adding a new loan to your account. This does not affect any existing loans that you have with us.

The new loan would have its own loan term, repayment date and APR.

With every loan from CLEVR Money we make sure you understand exactly how much you’ll be paying back every month and what the total interest charge will be.

Apply for additional borrowing online.

If you want to have a chat about our loans before applying, give our lending team a call on 01253 478390

How much you may be able to borrow

I’d like to borrow over a period of months
Representative-APR42.6%
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

In order to apply for further finance you must:

  • Already have a loan with CLEVR Money
  • Be able to afford to borrow additional money

You must not:

  • Have arrears on a credit union loan
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