How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

Fair and affordable credit isn't that easy to come by. Sadly, unfair and unaffordable credit is, and for those needing a little extra help, there are a multitude of high interest lenders waiting to take advantage.

We aren't looking to make a profit so our affordable loans mean that, for members of CLEVR Money, the days of rip-off credit are over. Because we exist to serve our members not external shareholders, we are more likely to be able to help those that the high street banks and building societies turn down.

Even for those who can get a bank loan, we may be able to beat the rate that they actually offer once you're through the door.

So, whether you need a loan to cover an emergency expense such as a car repair, or something more enjoyable such as your summer holiday, we are here to help.

Our loans are designed with our members in mind, with no set-up costs, no arrangement fees and no early repayment penalties.

We are proud to offer fair and affordable borrowing rates that could beat the banks.

If you want to have a chat about our personal loans before applying, give our lending team a call on 01253 478390

Loan products

Family Loan Plus

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Payroll Partner Holiday Loan

The Exclusive CLEVR Money Payroll Partner Holiday Loan for workers whose employer is signed up to our payroll savings scheme

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Doorstep Replacement Loan

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Payroll Partner Loan

The Exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme

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Christmas Loan

Christmas is now just weeks away! CLEVR Money understands the potential stresses that Christmas can bring to you.

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School Uniform Loan

Back to school loan

We understand that the start of the school term can be an expensive time for many families, that’s why a back to school loan from CLEVR Money is such a popular option.

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Family Booster

Loans that can help spread the cost of family expenses

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bicycle loan

Bike Loan

Are you considering purchasing a new bike? Maybe your existing one is old and beyond repair. Our bike loans are designed to get you back in the saddle.

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White Goods Loan

White Goods Loan

We know how difficult it can be if an essential appliance breaks and how quickly you want to get a replacement installed.

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Top up loans

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Already have a loan with CLEVR Money? If you are in need of additional finance, have you considered topping up your loan or taking out an additional loan?

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Online Loans

Car Loan

Our car loans put you in the drivers seat. Whether you are looking to purchase your first car or simply upgrade your existing car, our loans can help.

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home improvements loan

Home Improvement Loan

Whether you are looking to replace the the living room carpet or build your dream kitchen, home improvement loans from CLEVR Money could help make it a reality.

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Holiday Loans

Whether it’s a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.

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Debt Consolidation Loans

Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan

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Personal Loan

Our personal loans are designed with our members in mind. With fair and affordable interest rates, our members can apply for personal loans to help sort their finances.

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