Our Loans

CLEVR Money is a Credit Union, an ethical lender working for its members.

Whether you need a loan to cover an emergency expense such as a car repair, or something more enjoyable such as your summer holiday, we are here to help. Our loans are designed with our members in mind, with no set-up costs, no arrangement fees and no early repayment penalties. We are proud to offer fair and affordable borrowing rates that can beat the banks.

All of our loans can be applied for online, however if you would prefer to talk to a loans officer first call us today on 01253 478390

home improvement loans
Home Improvement Loan

Whether you are looking to replace the the living room carpet or build your dream kitchen, home improvement loans from CLEVR Money could help make it a reality.

Bad Credit Car Loans
Car Loan

Our car loans put you in the drivers seat. Whether you are looking to purchase your first car or simply upgrade your existing car, our loans can help.

Holiday Loans

Whether its a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.


Debt Consolidation Loans

Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan

Borrow More

Already have a loan with CLEVR Money? If you are in need of additional finance, have you considered topping up your loan or taking out an additional loan?

help with christmas money
Christmas Loan

Christmas is now just weeks away! CLEVR Money understands the potential stresses that Christmas can bring to you.

back to school loan
Back to School Loan

Back to School is an expensive time!

Personal Loan
Personal Loan

Our personal loans are designed with our members in mind. With fair and affordable interest rates, our members can apply for personal loans to help sort their finances.

bicycle loan
Bike Loan

Enjoy the outdoors with a new bike

white goods image
White Goods Loan

Avoid high-interest credit in store with a CLEVR Money White Goods Loan

How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

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