Let Your Next Christmas Be Financially Fulfilled

Spending on Christmas is inevitable. Then why don't we come ready for it in advance?

You have enough expenses every month that you end up with no extra money to save. However, when we set a saving plan from the beginning of the month, we avoid that, specially if you are an impulsive buyer or easy to sell to.

So what's the first thing you should start with?

Once you are paid, save a portion before you start spending!

Start Saving Early

The earlier you start saving for Christmas, the less financial strain you'll feel in December. Even small amounts saved regularly can add up over time. Treat your savings like a bill that you must pay each month. This way, you're more likely to stick to your savings plan. For example, saving £20 a month from the beginning of the year will give you £240 to spend at Christmas

Open a Christmas Savings Account

Christmas savings accounts can be a helpful way to save money throughout the year. These clubs allow you to set aside money regularly, which is then returned to you in a lump sum before Christmas. This can help you avoid the temptation to dip into your savings for other expenses

Use Savings Tools

Utilize tools like savings calculators to determine how much you need to save each month to reach your Christmas budget. These tools can provide a clear picture of your financial goals and help you stay on track.

By starting your Christmas savings in February, you can enjoy a stress-free and financially secure holiday season. Happy saving!

Not a member? Open a saving account, free of charge, first and apply for a Christmas saving account.

A member? email: hello@clevr.money to set up a Christmas saving account for you for free.

```