Step 1 - Are you eligible?

Do you live OR work in the below post code areas?

Blackpool, Fylde & Wyre - FY1, FY2, FY3, FY4, FY5, FY6, FY7 & FY8

Lancaster - LA1 & LA2

Preston - PR1, PR2, PR3, PR4 & PR5


Do you work for one of our payroll partners?


If the answer is yes to any of the above, then it's good news!🙌

🎉You are eligible to join us! 🎉 

Move straight to step 2

Step 2 - Complete your application

Complete our simple online application for your chosen service.

Membership Terms and Conditions

Apply for a loan & savings account

Apply for a loan between £250 - £15,000.

See individual loan products for eligibility criteria and terms & conditions.

Open a savings account only

Apply to become a member of CLEVR Money and start saving with a Membership Account.

Membership Account product page

Step 3 - Activate your account with a deposit

(If you're not saving via Payroll Deduction)

Once you've completed the online application, we will review your application.

If successful, we will contact you with instructions on how to make a deposit into your CLEVR Money savings account.

Your first deposit must be a minimum of £5 via debit card or bank transfer.

CLEVR Money is about people, not profit. We’re proud to help our members achieve financial security.

Since our beginning, we have offered affordable loans and flexible saving accounts to a wide range of people.

Unlike many financial services business, we’re a not for profit organisation and we are governed by strong ethical values.

And that’s what we’re about. People matter to us. We’re here to help them.

Furthermore, all our savings are protected by the Financial Services and Compensation scheme, (FSCS) meaning that our members have the same level of protection as they would with any other bank or building society.

CLEVR Money. Here for you.

Any questions?

Please contact us if you have any questions, our friendly customer service and lending teams are happy to help.

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