Step 1 - Are you eligible?

To join CLEVR Money you will need to live or work within our common bond area.

Step 2 - Complete your application

Complete our simple online application for your chosen service.

Terms and conditions

savings square

Open a savings account

Apply to become a member of CLEVR Money and start saving with a Membership Account.

Membership Account product page


Apply for a loan

Apply for a loan between £250 - £15,000.

See individual loan products for eligibility criteria and terms & conditions.

During the loan application, you will apply for a Membership Account at the same time.

Step 3 - Activate your account with a deposit

(If you're not saving via Payroll Deduction)

Once you've completed the online application, we will review your application.

If successful, we will contact you with instructions on how to make a deposit into your CLEVR Money savings account.

Your first deposit must be a minimum of £5 via debit card or bank transfer.

CLEVR Money is about people, not profit. We’re proud to help our members achieve financial security.

Since our beginning, we have offered affordable loans and flexible saving accounts to a wide range of people.

Unlike many financial services business, we’re a not for profit organisation and we are governed by strong ethical values.

And that’s what we’re about. People matter to us. We’re here to help them.

Furthermore, all our savings are protected by the Financial Services and Compensation scheme, (FSCS) meaning that our members have the same level of protection as they would with any other bank or building society.

CLEVR Money. Here for you.

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