Saving with your local credit union:
A savings account with a CLEVR Money:
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Gives you a flexible account that lets you save what you can, when you can
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You know you're saving with an organisation owned by and run for the members that use its services
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Withdraw when you need, the amount you need.*
*Terms and conditions apply
Eligibility to save with CLEVR Money
Saving with our Credit Union is empowering your community, while building your assets by owning a part of CLEVR Money.
You're eligible to apply to become a shareholder if you;
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are over 16,
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live or work in our common bond areas,
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can provide 3 years of address,
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can provide your employment details
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and your bank account details.
Saving Accounts
We have multiple types of saving accounts to suit your needs
Withdrawal Requests Mon-Fri
Withdrawals requested before 1pm will usually be settled by 6pm same working day.
Withdrawals requested after 1pm will usually be settled next working day by 6pm.
No transactions will be processed on weekends or bank holidays.
Why Save Money?
Saving is beneficial for you, but saving with a credit union is a lifestyle choice which helps your community, while you keep your own money. By choosing to save with CLEVR Money, you become a shareholder of our credit union. Shareholders may receive dividends after each fiscal year, based on the companys performance.
We are covered by the Financial Services Compensation Scheme (FSCS). Your money is protected up to £85,000.
For legal information, read more...
Christmas Saving Account
With the Christmas Saver Account, members can choose to save extra money into a dedicated account, to be sure their money is set aside to help with Christmas expenses.
Starting early is better than waiting until the last minute, where a loan may be the solution.
Even though we help with low interest Christmas loans, we always encourage
people to save for Christmas. If you haven't saved enough on time, we can top it up with smaller christmas loan.
Our Christmas Saver Accounts are locked through the year, so that you can’t be tempted to dip into your savings.
They unlock between 1st November and the last working day before Christmas, ready for that Christmas shopping spree!
Second Saver Account
If you are already a member of CLEVR Money, but are looking to save a little extra for something special, then why not open a Second Saver Account.
You can save as much as you want (subject to the current maximum deposit limit), as and when you can and when you’re ready, you can withdraw all or some of your savings.
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Manage your account via online banking
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Easy access to your savings
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Dividend bearing account (subject to credit union performance)
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Pay in payroll deduction, bank transfer, direct debit, standing order or direct from your benefits.
Payroll Partners
Employees
At CLEVR Money, our accounts enable people to get a grip on their finances through saving and responsible borrowing.
And if you’re an employee of a business which has signed up to our payroll deduction savings scheme, building up savings is so much easier, with a set amount taken from your salary each payday and transferred into your CLEVR Money savings account.
By saving through our Payroll Partner Saver Scheme, you can open a Membership Account and gain access to all of the benefits of saving with CLEVR Money.
Easy savings via payroll deduction
Manage your account online
Minimum savings value of £10 per month
Option to open a Christmas Saver Account, second and Junior accounts
Free to join