We like to think of ourselves as the Christmas loans credit union. We lend money to our members throughout the year, of course, for everything from home improvements to holidays, but we understand just how stressful paying for Christmas can often be. As the Christmas loans credit union, we want to take the stress out of the situation and allow our members to enjoy this special time of the year without worrying about paying for everything.
We realise just how much there is to pay for at this time of the year. If you’ve got children then the main expense is almost bound to be purchasing the presents they’ve written to Father Christmas asking for. While we understand that it’s not always possible to buy all the gifts children want – and you wouldn’t want to spoil them by saying yes to everything they ask for – we also believe that our members have a right to be able to create the kind of Christmas which their children will never forget.
We call ourselves the Christmas loans credit union because we understand just how many other expenses there are at this time of the year. Even if you’ve managed to put some money aside for the gifts, there’s still the question of buying extra food and drink and perhaps even the expense of putting relatives up in your house, or travelling to other parts of the country to see your family.
No matter what you need the money for, we’ll handle your Christmas loans application in a completely transparent manner. We’re run as a co-operative and that means we don’t have any shareholders or overpaid board members to reward and any money we do generate is reinvested into serving the local community.
Other aspects of being the Christmas loans credit union include charging affordable interest rates and not having any hidden charges. All of our members are offered exactly the same low rates and we can guarantee there will be no small print charges or extra fees. When you make an application you’ll be dealt with by a member of our team, even if you apply online, and we’ll only ever lend you an amount which we think you can afford to pay back through an individual payment plan which is manageable.
When our account holders borrow money from us it means that they can afford to fund the kind of Christmas they want without suffering sleepless nights feeling stressed over how to pay for it. We know that some of our account holders find it difficult to make ends meet no matter how hard they work and we think that they deserve to have a fantastic Christmas just as much as anybody else. Once a loan has been approved, it will be paid into your bank account, leaving you free to enjoy Christmas shopping more than ever before. CLEVR Money is the Christmas loans credit union and we want to spread goodwill and cheer to all our account holders.