With Christmas just around the corner many people are getting caught up in the annual spending spree. For most of us, that means splashing out on gifts, food and drink, nights out and perhaps even a new mattress for guests staying in the spare room. For others, however, the chance to get away from all the tinsel and holly and take a break somewhere is irresistible. If that sounds like you then our Christmas holiday loan could be exactly what you’re looking for.
A Christmas loan from CLEVR Money could make all the difference when you’re shopping around for your seasonal trip. Once you’ve taken out a Christmas holiday loan you’re free to decide exactly what you spend it on. For some members the holiday loan will be used to pay for the trip in full, with enough money borrowed to purchase travel tickets, book hotel rooms and even treat yourself to some new clothes to wear. Alternatively, you may have discovered the Christmas trip of your dreams but found yourself a few hundred pounds short of the asking price. A Christmas holiday loan could bridge the gap, and you could borrow a little more for spending money to make sure you have a completely unforgettable time.
The main advantage of taking out a Christmas holiday loan with CLEVR Money rather than other lenders is that we operate in an ethical manner. We are a not-for-profit organisation and we keep our interest rates as fair as possible. In addition to this, being an ethical lender means providing Christmas holiday loans with no strings attached. When you take out a Christmas holiday loan with us you know for a fact that there will be no hidden fees or extra charges in the small print, and that we’ll explain exactly how the loan works. You’ll understand how much each repayment will be, the amount of interest we’re charging, and the total you’ll have paid when the loan is paid back in full.
We treat our members as individuals, and that means that we’ll never give you a Christmas holiday loan unless we’re sure you can afford to meet the repayments. We know that there’s not much point having a fantastic Christmas if you then spend the start of the New Year feeling stressed about how you can manage to pay it back. We’ve made the application process as quick and simple as possible and you can provide all the information we need via our website. Once we’ve received your application, we’ll process it as quickly as possible. And when your Christmas holiday loan is approved, we’ll put the money straight into your bank account. You’ll be free to start planning your special trip away, safe in the knowledge that you’ve got the cash in your pocket to pay up front and haggle for the best possible deal. Sometimes, getting away from it all is the best way of enjoying the festive season, and our Christmas holiday loan can help to make it possible.
Representative example. Borrowing £2,200 over 24 months will cost £113.28. Total amount repayable is £2,718.72 which includes interest at 23.4% APR. The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.