CLEVR Money is about people, not profit.
We’re proud to help our members achieve financial security.
The primary objective of CLEVR Money is to promote sound financial management by encouraging responsible savings and giving access to affordable low-cost credit.
Our Loans require that members begin saving alongside their loan repayments, so as the loan is paid off, the member accumulates savings.
Over time members can build up savings and end the cycle of borrowing.
CLEVR Money also offers a range of information and support for members in financial difficulties or with a poor credit history.
Our products and services
CLEVR Money is dedicated to helping you to improve your financial health.
In addition to our affordable loans and responsible savings products, we also endeavour to bring you money saving hints, tips and links to help you to better manage your money.
Whether you want to save for a special item, a rainy day, or for yours and your family’s long term future, CLEVR Money savings accounts can help you to do it.
Our Membership Accounts can be applied for online in minutes.
All of our savings accounts offer a variety of different deposit methods, including direct debit, payroll deduction, bank transfer or via a benefit.
We have a range of unsecured loan products between £200-£15,000 repayable between 3 and 60 months.
All of our loans are available to apply for online, and our dedicated loans line 01253 478390 puts you in contact with our friendly lending team, who are happy to help if you have any questions during our opening hours.
CLEVR Money is a credit union, a not-for-profit savings & loans co-operative.
Launched in Blackpool in 2009 as Blackpool Fylde & Wyre Credit Union we quickly grew to incorporate Preston and other parts of Lancashire.
Since February 2009 we have experienced steady growth, and today we serve thousands of members across the area with affordable loans and easy savings accounts. Accumulating over £5 million in savings and issuing over £20 million in loans since launch.
Supported by our partnership of employers across the Fylde Coast, thousands of our members benefit from savings taken directly from their payroll every month.
We work in partnership with a range of employers, including the private sector, public sector and charities, covering sectors such as local government, healthcare, education, housing and accountancy.
We are always happy to hear from companies interested in becoming a payroll partner.
Your savings are safe
As part of the Financial Services Compensation Scheme, you can be assured the same level of protection that customers of banks and building societies enjoy.
About credit unions
Credit Unions are financial co-operatives, owned and controlled by their members, offering a friendly service to their members.
Anyone who saves with the Credit Union will automatically become a member of the co-operative, and their savings can be withdrawn upon request. Any member can also apply to borrow from the pool of money formed by the members’ savings.