Important information about changes to processing times during the Christmas period.
Deadline for loan applications to be processed before Christmas 2021.
Apply before December 15th 2021 at 5pm.
Remember to upload all requested information to prevent your application from being delayed.
How much you may be able to borrow
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
We are a member-owned organisation, with a community focus.
Our services are available to individuals living or working within our common bond area, which includes Blackpool, Fylde, Wyre, Preston and Lancaster.
We also work in partnership with employers, delivering our services to their employees through our payroll savings and loan scheme.
How we protect your money
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
For more information on how we protect your money please click here.