CLEVR Money is about people, not profit.

Our members enjoy access to ethical financial services.

We are a credit union, a not-for-profit savings & loans co-operative.

Online Banking

Available to existing members only.

Manage your account online

Savings Accounts

See individual savings accounts for eligibility criteria and terms & conditions.

Personal Loans

See individual loan products for eligibility criteria and terms & conditions.

Payroll Partnerships

Join the growing list of employers that have partnered with us to give their staff access to our services.

Learn more about becoming a Payroll Partner

How much you may be able to borrow

I’d like to borrow over a period of months
Representative-APR42.6%
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

We are a not-for-profit, member-owned organisation, with a community focus.

We exist to help people avoid debt.

Saving is the best way to do that but, when that’s not possible, a responsible credit union loan could be the next best thing.

Since we launched in 2009, we have offered ethical loans and flexible saving accounts thousands of people just like you.

Anyone living or working within our common bond area of Blackpool, Fylde, Wyre, Preston and Lancaster can become a member.

We also work in partnership with employers, delivering our services to their employees directly through our Payroll Partner savings and loan scheme.

we are the credit union for blackpool fylde wyre preston

Featured Loans

Payroll Partner Loan

The exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme.

Debt Consolidation Loan

Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan.

Keep up to date with all things CLEVR

Why CLEVR Money Loans are Easy Loans

May 16, 2022

Here at CLEVR Money, we take a great deal of pride in offering exactly what …

Why CLEVR Money Loans are Easy Loans Read More »

Help! I don’t know what to do!

May 12, 2022

How many emails to our office start with that line?  A lot.  In fact, HELP …

Help! I don’t know what to do! Read More »

Healthcare worker struggling with the cost of living

May 9, 2022

The member works in healthcare and uses their car while at work. Due to increased …

Healthcare worker struggling with the cost of living Read More »

CLEVR Money appoints new President and Treasurer

April 25, 2022

Credit union board boosted with a series of new arrivals  CLEVR Money, the credit union …

CLEVR Money appoints new President and Treasurer Read More »

Consolidating Credit Card Debt with a CLEVR Money Loan

April 22, 2022

There are any number of reasons why you might have to borrow money at any …

Consolidating Credit Card Debt with a CLEVR Money Loan Read More »

A CLEVR Money Quick Loan Application Could Make Your Holiday Dreams a Reality

April 10, 2022

A key part of our service is providing a quick loan application for our members, …

A CLEVR Money Quick Loan Application Could Make Your Holiday Dreams a Reality Read More »

Our Family Loan 2022 Could Help to Make Easter Special

March 22, 2022

Here at CLEVR Money we never stop working to come up with new and exciting …

Our Family Loan 2022 Could Help to Make Easter Special Read More »

Open a Credit Union Savings Account Today

March 22, 2022

When people think of a credit union they often think of the traditional savings and …

Open a Credit Union Savings Account Today Read More »

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

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