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Online Banking

Manage your account online

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Savings Accounts

Learn about our savings accounts

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Loans

Learn about our loans between £200 and £15,000

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Payroll Partnerships

Learn about our payroll deduction savings and loans scheme

CLEVR Money is about people, not profit.

We are a credit union, a not-for-profit savings & loans co-operative.

Launched in Blackpool in 2009 as Blackpool Fylde & Wyre Credit Union we quickly grew to incorporate Preston and other parts of Lancashire.

Since our beginning, we have offered affordable loans and flexible saving accounts to a wide range of people.

Our services are available to individuals living or working within our common bond area. We also work in partnership with a number of employers, delivering our services to their employees through our payroll savings and loan scheme.

How much you may be able to borrow

I’d like to borrow over a period of months
Representative-APR42.6%
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What do people borrow for?

Find our more about our loans

Doorstep Replacement Loan

Doorstep Replacement Loan Helping customers of doorstep lenders with an ethical alternative Speak with our …

Doorstep Replacement Loan Read More »

Read More

Payroll Partner Loan

The Exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme

Read More

Holiday Loans

Whether it’s a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.

Read More

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

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