CLEVR Money is about people, not profit.

We are a credit union, a not-for-profit savings & loans co-operative.


Online Banking

Manage your account online

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Learn about our loans between £200 and £15,000

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Savings Accounts

Learn about our savings accounts

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Payroll Partnerships

Payroll deduction savings and loans scheme

How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What do people borrow for?

View all loan products

Featured loans

Doorstep Replacement Loan

Doorstep Replacement Loan Helping customers of doorstep lenders with an ethical alternative Speak with our …

Doorstep Replacement Loan Read More »

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Payroll Partner Loan

The Exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme

Read More

Holiday Loans

Whether it’s a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.

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Bad Credit Car Loans
Our Best Car Finance Helps To Make a Brand New Car Affordable
Buying a car is one of the largest investments most people make, ...
Don’t get bitten by a loan shark
We exist to help people access fair credit and avoid bad debt.  ...
School Uniform Loan
Beat the Back to School Blues with a School Uniform Loan
It’s that time of year when – even though the kids have ...

We are a member-owned organisation, with a community focus.

Since we launched in 2009, we have offered ethical loans and flexible saving accounts to a wide range of people.

Our services are available to individuals living or working within our common bond area, which includes Blackpool, Fylde, Wyre, Preston and Lancaster.

We also work in partnership with employers, delivering our services to their employees through our payroll savings and loan scheme.

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

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