Countdown to Christmas Loan Application Deadline

I Need Money For Christmas

Christmas Loan

Christmas is now just weeks away! CLEVR Money understands the potential stresses that Christmas can bring to you.

help with christmas money

Christmas Saver Account

A dedicated savings account to help you save for the big day

Christmas Processing Changes

Important information about changes to usual processing during Christmas 2020

We would like to reassure you that we are devoting all necessary resources to minimise disruption and ensure that you can continue to use the services that you rely on.

Crucially, you can still access your savings and apply for loans during this time.

CLEVR Money staff will continue working behind the scenes to keep the credit union fully operational and providing support to our members whilst the office is closed to the public.

The main priority for everyone at CLEVR Money is to protect the health and well-being of our staff and customers.

This is very closely followed by our commitment to continue providing all of the expected credit union services, which some people may be relying on even more than usual in the coming weeks.

Keep updated with our dedicated information page COVID-19 – The Coronavirus: CLEVR Money update

How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What do people borrow for?

Find out more about our loans
I Need Money For Christmas

Christmas Loan

Christmas is now just weeks away! CLEVR Money understands the potential stresses that Christmas can bring to you.

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Top up loans

Borrow More

Already have a loan with CLEVR Money? If you are in need of additional finance, have you considered topping up your loan or taking out an additional loan?

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home improvements loan

Home Improvement Loan

Whether you are looking to replace the the living room carpet or build your dream kitchen, home improvement loans from CLEVR Money could help make it a reality.

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Online Loans

Car Loan

Our car loans put you in the drivers seat. Whether you are looking to purchase your first car or simply upgrade your existing car, our loans can help.

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Debt Consolidation Loans

Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan

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White Goods Loan

White Goods Loan

We know how difficult it can be if an essential appliance breaks and how quickly you want to get a replacement installed.

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Family Booster

Our £300 no-credit-check loan is repayable though your child benefit over 26 weeks. The loan itself will only be transferred into your account once the first payment from child benefit has landed.

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Personal Loan

Personal Loan

Our personal loans are designed with our members in mind. With fair and affordable interest rates, our members can apply for personal loans to help sort their finances.

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Benefits of becoming a member

Our members enjoy access to responsible savings and affordable …

Ethical Savings

Credit unions are an ethical alternative

online loans

Affordable Credit

Affordable loans between £200 and £15,000


Owned by Members

We are owned by people like you

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

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