CLEVR Money is about people, not profit.
We are a credit union, a not-for-profit savings & loans co-operative.
How much you may be able to borrow
*Representative example.
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
What do people borrow for?
Find our more about our loans
Doorstep Replacement Loan
Doorstep Replacement Loan Helping customers of doorstep lenders with an ethical alternative Speak with our …
Doorstep Replacement Loan Read More »
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Payroll Partner Loan
The Exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme
Read More
Holiday Loans
Whether it’s a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.
Read MoreChristmas 2021 Countdown
Learn more about our Christmas Saver Accounts and Christmas Loans
Family Days Out in Lancashire this summer
Borrow Money For Holiday Funding From an Ethical Lender
Care team joins forces with CLEVR Money
We are a member-owned organisation, with a community focus.
Since we launched in 2009, we have offered ethical loans and flexible saving accounts to a wide range of people.
Our services are available to individuals living or working within our common bond area, which includes Blackpool, Fylde, Wyre, Preston and Lancaster.
We also work in partnership with employers, delivering our services to their employees through our payroll savings and loan scheme.
How we protect your money
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
For more information on how we protect your money please click here.
