CLEVR Money is about people, not profit.

We are a credit union, a not-for-profit savings & loans co-operative.


Online Banking

Manage your account online



Learn about our loans between £200 and £15,000

Debt Consolidation

Apply for a Loan

savings square

Savings Accounts

Learn about our savings accounts

Open a Savings Account

employee desk website square

Payroll Partnerships

Payroll deduction savings and loans scheme

Deadline for loan applications to be processed before Christmas 2021.

Apply before December 15th 2021 at 5pm.

Remember to upload all requested information to prevent your application from being delayed.


Important information about changes to processing times during the Christmas period.

How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What do people borrow for?

View all loan products

Featured loans

Christmas Loan

Christmas is now just weeks away! CLEVR Money understands the potential stresses that Christmas can bring to you.

Read More

Payroll Partner Loan

The Exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme

Read More
Short Term Loans

Personal Loan

Our personal loans are designed with our members in mind. With fair and affordable interest rates, our members can apply for personal loans to help sort their finances.

Read More
Pull All the Stops Out With One of Our Xmas Loans
Here at CLEVR Money we appreciate just how useful our Xmas loans ...
CLEVR Money president receives OBE
The president of CLEVR Money has been presented with an OBE in ...
Celebrate With the Help of the Christmas Loan Credit Union
After the 18 months or so we’ve all just been through, and ...

We are a member-owned organisation, with a community focus.

Since we launched in 2009, we have offered ethical loans and flexible saving accounts to a wide range of people.

Our services are available to individuals living or working within our common bond area, which includes Blackpool, Fylde, Wyre, Preston and Lancaster.

We also work in partnership with employers, delivering our services to their employees through our payroll savings and loan scheme.

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

Image 2@2x
Scroll to Top