CLEVR Money is about people, not profit.
Our members enjoy access to ethical financial services.
We are a credit union, a not-for-profit savings & loans co-operative.
How much you may be able to borrow
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
We are a not-for-profit, member-owned organisation, with a community focus.
We exist to help people avoid debt.
Saving is the best way to do that but, when that’s not possible, a responsible credit union loan could be the next best thing.
Anyone living or working within our common bond area of Blackpool, Fylde, Wyre, Preston and Lancaster can become a member.
We also work in partnership with employers, delivering our services to their employees directly through our Payroll Partner savings and loan scheme.
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How we protect your money
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
For more information on how we protect your money please click here.