Welcome to CLEVR Money
We are the credit union for Blackpool, Fylde, Wyre, Preston, central & south Lancaster.
How much you may be able to borrow
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
CLEVR Money is about people, not profit.
We are a not-for-profit, member-owned organisation, with a community focus.
We exist to help people avoid debt.
Saving is the best way to do that but, when that’s not possible, a responsible credit union loan could be the next best thing.
Since we launched in 2009, we have offered ethical loans and flexible savings accounts thousands of people just like you.
Anyone living or working within our common bond area of Blackpool, Fylde, Wyre, Preston and Lancaster can become a member.
We also work in partnership with employers, delivering our services to their employees directly through our Workplace Savings Partnership.
Your community credit union is here for you
Watch Charlotte's Story, to see how being a member of CLEVR Money has created a positive impact on her life.
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Applying for membership is easy with our online process.
Open your membership account to access our credit unions range of services.
- To be age 16 or older
- To live or work in our common bond area
- Valid email address
- 3 years address history
- Your employment details
- Your bank account details
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How we protect your money
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
Find out more about how we protect your money.