COVID-19 Customer Information
Keep updated with our dedicated information page COVID-19 – The Coronavirus: CLEVR Money update
CLEVR Money is about people, not profit.
We are a credit union, a not-for-profit savings & loans co-operative.
Payroll Partner Saver
Exclusively for employees of our Payroll Partners
You can be a Payroll Partner Saver and save direct from salary each payday if you work for one of our partner organisations.
We work with more than 60 employers and public sector organisations across Blackpool, Fylde, Wyre, Preston and Lancaster, providing our free-of-charge savings scheme to thousands of local employees.
The scheme deducts as much or as little as you like from your salary each payday, transferring it automatically into your CLEVR Money savings account, which can be accessed whenever it’s needed. Members can also apply for low-cost, flexible loans through the service.
How much you may be able to borrow
*Representative example.
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
What do people borrow for?
Find our more about our loans
Family Booster
Our £300 no-credit-check loan is repayable though your child benefit over 26 weeks. The loan itself will only be transferred into your account once the first payment from child benefit has landed.
Read More
Debt Consolidation Loans
Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan
Read More
Benefits of becoming a member
Our members enjoy access to responsible savings and affordable loans …
How we protect your money
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
For more information on how we protect your money please click here.
All About the Workplace Savings Scheme
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Make Your Dream Kitchen a Reality With a Kitchen Loan
