COVID-19 Customer Information

Keep updated with our dedicated information page COVID-19 – The Coronavirus: CLEVR Money update

Access Online Banking

Doorstep lender customers

Find out how the credit union can help with a Doorstep Replacement Loan

CLEVR Money is about people, not profit.

We are a credit union, a not-for-profit savings & loans co-operative.

Payroll Partner Saver

Exclusively for employees of our Payroll Partners

You can be a Payroll Partner Saver and save direct from salary each payday if you work for one of our partner organisations.

We work with more than 60 employers and public sector organisations across Blackpool, Fylde, Wyre, Preston and Lancaster, providing our free-of-charge savings scheme to thousands of local employees.

The scheme deducts as much or as little as you like from your salary each payday, transferring it automatically into your CLEVR Money savings account, which can be accessed whenever it’s needed. Members can also apply for low-cost, flexible loans through the service.

How much you may be able to borrow

I’d like to borrow over a period of months

Representative-APR42.6%

Monthly repayment£100.84*

Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What do people borrow for?

Find our more about our loans

Debt Consolidation Loans

Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan

Car Loan

Our car loans put you in the drivers seat. Whether you are looking to purchase your first car or simply upgrade your existing car, our loans can help.

Doorstep Replacement Loan

Doorstep Replacement Loan Helping customers of doorstep lenders with an ethical alternative Speak with our …

Doorstep Replacement Loan Read More »

Holiday Loans

Whether it’s a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.

Payroll Partner Loan

The Exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme

Family Booster

Our £300 no-credit-check loan is repayable though your child benefit over 26 weeks. The loan itself will only be transferred into your account once the first payment from child benefit has landed.

Our members enjoy access to responsible savings and affordable loans …

Ethical Savings

Credit unions are an ethical alternative

Affordable Credit

Affordable loans between £200 and £15,000

Owned by Members

We are owned by people like you

MORE ABOUT US

JOIN US

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.