CLEVR Money is about people, not profit.
Our members enjoy access to ethical financial services.
We are a credit union, a not-for-profit savings & loans co-operative.
Online Banking
Available to existing members only.
Savings Accounts
See individual savings accounts for eligibility criteria and terms & conditions.
Personal Loans
See individual loan products for eligibility criteria and terms & conditions.
Payroll Partnerships
Join the growing list of employers that have partnered with us to give their staff access to our services.
How much you may be able to borrow
*Representative example.
Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.
We are a not-for-profit, member-owned organisation, with a community focus.
We exist to help people avoid debt.
Saving is the best way to do that but, when that’s not possible, a responsible credit union loan could be the next best thing.
Since we launched in 2009, we have offered ethical loans and flexible saving accounts thousands of people just like you.
Anyone living or working within our common bond area of Blackpool, Fylde, Wyre, Preston and Lancaster can become a member.
We also work in partnership with employers, delivering our services to their employees directly through our Payroll Partner savings and loan scheme.
Featured Loans
Payroll Partner Loan
The exclusive CLEVR Money Payroll Partner Loan is available for workers whose employer is signed up to our payroll savings scheme.
Debt Consolidation Loan
Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan.
Keep up to date with all things CLEVR
How we protect your money
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
For more information on how we protect your money please click here.
