Please note the office will be closed on the 16th, 17th and 18th of March due to renovation works. Email and telephone services will continue during the office closure.

With our Family Loan borrow £500 over 12 months repayable through your Child Benefit

• No Credit Check

• Quick application process

• Build savings whilst repaying your loan

Representative APR 42.6%

Monthly Repayment


Total Repayment


*Representative example.

Borrowing £500.00 over 12 months will cost £50.24/month. Total amount repayable is £602.88 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status

How much you may be able to borrow

I’d like to borrow over a period of months
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What do people borrow for?

Find out more about our loans

Borrow More

Already have a loan with CLEVR Money? If you are in need of additional finance, have you considered topping up your loan or taking out an additional loan?


Back to School Loan

Back to School is an expensive time!
Borrow £500 over 12 months repayable through your Child Benefit.


Car Loan

Our car loans put you in the drivers seat. Whether you are looking to purchase your first car or simply upgrade your existing car, our loans can help.


Home Improvement Loan

Whether you are looking to replace the the living room carpet or build your dream kitchen, home improvement loans from CLEVR Money could help make it a reality.


Christmas Loan

Christmas is now just weeks away! CLEVR Money understands the potential stresses that Christmas can bring to you.


Holiday Loans

Whether it’s a weekend city break or 2 weeks in the sun, our holiday loans can help get you there.


Debt Consolidation Loans

Do you have credit with multiple lenders? It could be cheaper to consolidate your debt with a CLEVR Money debt consolidation loan


Personal Loan

Our personal loans are designed with our members in mind. With fair and affordable interest rates, our members can apply for personal loans to help sort their finances.


Benefits of becoming a member

Our members enjoy access to responsible savings and affordable …

Ethical Savings

Credit unions are an ethical alternative


Affordable Credit

Affordable loans between £200 and £15,000


Owned by Members

We are owned by people like you

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

Image 2@2x

Keep up to date with our news

Fixing up your finances this February
We have weathered some big storms here on the Fylde Coast but ...
Bad Credit Car Loans
Hit the Road With CLEVR Money Bad Credit Car Loans
Buying a new car is one of the most expensive purchases that ...
Hi from our new apprentice
Hi, I’m Lewis Slater, the new apprentice at CLEVR Money. I’m 16 ...
Debt Consolidation
Consolidation Loans From CLEVR Money can Put Your Finances Back on Track
The start of a new year is often the time when people ...
Scroll to Top