Online Banking

Manage your account online.

Not a got an account with CLEVR Money yet?

Join us to open a savings account, or to apply for a loan.

How much you may be able to borrow

I’d like to borrow over a period of months
Representative-APR42.6%
Monthly repayment£100.84*
Total repayment£2,016.80

*Representative example.

Borrowing £1,500.00 over 20 months will cost £100.84/month. Total amount repayable is £2,016.80 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only. The actual interest rates and repayment amounts may vary subject to loan amount and status.

Apply for a Personal Loan

See individual loan products for eligibility criteria and terms & conditions.

Apply for a Savings Account

See individual savings accounts for eligibility criteria and terms & conditions.

CLEVR Money is about people, not profit.

We are a not-for-profit, member-owned organisation, with a community focus.

We exist to help people avoid debt.

Saving is the best way to do that but, when that’s not possible, a responsible credit union loan could be the next best thing.

Since we launched in 2009, we have offered ethical loans and flexible savings accounts thousands of people just like you.

Anyone living or working within our common bond area of Blackpool, Fylde, Wyre, Preston and Lancaster can become a member.

We also work in partnership with employers, delivering our services to their employees directly through our Payroll Partner savings scheme.

CLEVR Payroll Partnerships

Join the growing list of employers that have partnered with us to give their staff access to our services.

Becoming a Payroll Partner is simple and we do not charge a fee for joining, or for being part of the scheme.

we are the credit union for blackpool fylde wyre preston

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How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.

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